{"id":307381,"date":"2024-03-31T17:23:25","date_gmt":"2024-03-31T17:23:25","guid":{"rendered":"http:\/\/test.tauxhypotheques.com\/?p=307381"},"modified":"2024-03-31T17:23:25","modified_gmt":"2024-03-31T17:23:25","slug":"mise-de-fond-immeuble-locatif","status":"publish","type":"post","link":"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/","title":{"rendered":"Mise de fond immeuble locatif"},"content":{"rendered":"\n<h5 class=\"wp-block-heading\">Au Canada, le montant minimum de mise de fonds pour l&rsquo;achat d&rsquo;une propri\u00e9t\u00e9 avec une composante locative varie selon en fonction du type de propri\u00e9t\u00e9, du nombre d&rsquo;unit\u00e9 (duplex, triplex ou quadruple) et si vous comptez ou non habiter l&rsquo;une de celles-ci.<\/h5>\n\n\n\n<p>Voici quelques points \u00e0 prendre en compte: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Occupation personnelle<\/strong> : Si vous avez l&rsquo;intention d&rsquo;occuper l&rsquo;une des unit\u00e9s en tant que r\u00e9sidence principale, vous pourriez \u00eatre admissible \u00e0 une <strong><em>mise de fonds r\u00e9duite de 5%<\/em><\/strong> selon le type de propri\u00e9t\u00e9 gr\u00e2ce \u00e0 l&rsquo;assurance pr\u00eat hypoth\u00e9caire. La mise de fonds minimale est \u00e9tablie \u00e0 5% pour l\u2019achat d\u2019une propri\u00e9t\u00e9 de type unifamiliale ou duplex et de 10 % pour l\u2019achat d\u2019un triplex et quadruplex.\u00a0<\/li>\n\n\n\n<li><strong>Investissement <\/strong>: Si vous n&rsquo;avez pas l&rsquo;intention d&rsquo;occuper l&rsquo;une des unit\u00e9s et que vous achetez la propri\u00e9t\u00e9 \u00e0 des fins d&rsquo;investissement, les exigences de mise de fonds peuvent \u00eatre plus \u00e9lev\u00e9es, g\u00e9n\u00e9ralement autour de 20% ou plus, selon le pr\u00eateur.<\/li>\n\n\n\n<li><strong>R\u00e8gles du pr\u00eateur<\/strong> : Chaque pr\u00eateur peut avoir ses propres politiques en mati\u00e8re de mise de fonds, et certaines institutions peuvent \u00eatre plus flexibles que d&rsquo;autres. Il est donc conseill\u00e9 de consulter plusieurs pr\u00eateurs ou un courtier hypoth\u00e9caire de mani\u00e8re \u00e0 obtenir des informations sp\u00e9cifiques \u00e0 votre situation.<\/li>\n\n\n\n<li><strong>Lignes directrices du gouvernement<\/strong> : Les lignes directrices gouvernementales, y compris celles de la SCHL, de Sagen ou Canada Guaranty peuvent \u00e9voluer. Il est important de v\u00e9rifier les politiques et les exigences actuelles au moment de votre demande hypoth\u00e9caire.<\/li>\n\n\n\n<li><strong>Revenus locatifs<\/strong> : Certains pr\u00eateurs peuvent tenir compte des revenus locatifs potentiels lorsqu&rsquo;ils \u00e9valuent votre admissibilit\u00e9 et la capacit\u00e9 de remboursement du pr\u00eat.<\/li>\n<\/ul>\n\n\n\n<p>Avant de vous engager dans le processus d&rsquo;achat, il est recommand\u00e9 de consulter un courtier hypoth\u00e9caire ou un professionnel du secteur financier pour obtenir des conseils personnalis\u00e9s en fonction de votre situation financi\u00e8re et de vos objectifs d&rsquo;investissement. Ils peuvent vous aider \u00e0 comprendre les exigences sp\u00e9cifiques du pr\u00eateur, les options de financement et les implications financi\u00e8res li\u00e9es \u00e0 l&rsquo;achat d&rsquo;une propri\u00e9t\u00e9 \u00e0 revenus.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Au Canada, le montant minimum de mise de fonds pour l&rsquo;achat d&rsquo;une propri\u00e9t\u00e9 avec une composante locative varie selon en fonction du type de propri\u00e9t\u00e9, du nombre d&rsquo;unit\u00e9 (duplex, triplex ou quadruple) et si vous comptez ou non habiter l&rsquo;une de celles-ci.<\/p>\n","protected":false},"author":1,"featured_media":307383,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[3,17],"tags":[],"class_list":["post-307381","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bon-a-savoir","category-immeuble-locatif"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Mise de fond immeuble locatif - Les Architectes hypoth\u00e9caires<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/\" \/>\r\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Mise de fond immeuble locatif - Les Architectes hypoth\u00e9caires\" \/>\r\n<meta property=\"og:description\" content=\"Au Canada, le montant minimum de mise de fonds pour l&#039;achat d&#039;une propri\u00e9t\u00e9 avec une composante locative varie selon en fonction du type de propri\u00e9t\u00e9, du nombre d&#039;unit\u00e9 (duplex, triplex ou quadruple) et si vous comptez ou non habiter l&#039;une de celles-ci.\" \/>\r\n<meta property=\"og:url\" content=\"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Les Architectes hypoth\u00e9caires\" \/>\r\n<meta property=\"article:published_time\" content=\"2024-03-31T17:23:25+00:00\" \/>\r\n<meta property=\"og:image\" content=\"http:\/\/test.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/Untitled-design-2024-03-31T132243.612.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\r\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"admin\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/\",\"url\":\"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/\",\"name\":\"Mise de fond immeuble locatif - Les Architectes hypoth\u00e9caires\",\"isPartOf\":{\"@id\":\"http:\/\/test.tauxhypotheques.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/#primaryimage\"},\"image\":{\"@id\":\"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/test.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/Untitled-design-2024-03-31T132243.612.jpg\",\"datePublished\":\"2024-03-31T17:23:25+00:00\",\"dateModified\":\"2024-03-31T17:23:25+00:00\",\"author\":{\"@id\":\"http:\/\/test.tauxhypotheques.com\/#\/schema\/person\/3ca0901ae0ad16cf7edc022ebd43e7cf\"},\"breadcrumb\":{\"@id\":\"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/#primaryimage\",\"url\":\"http:\/\/test.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/Untitled-design-2024-03-31T132243.612.jpg\",\"contentUrl\":\"http:\/\/test.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/Untitled-design-2024-03-31T132243.612.jpg\",\"width\":1920,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"http:\/\/test.tauxhypotheques.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mise de fond immeuble locatif\"}]},{\"@type\":\"WebSite\",\"@id\":\"http:\/\/test.tauxhypotheques.com\/#website\",\"url\":\"http:\/\/test.tauxhypotheques.com\/\",\"name\":\"Les Architectes hypoth\u00e9caires\",\"description\":\"Courtier hypoth\u00e9caire\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"http:\/\/test.tauxhypotheques.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"http:\/\/test.tauxhypotheques.com\/#\/schema\/person\/3ca0901ae0ad16cf7edc022ebd43e7cf\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"http:\/\/test.tauxhypotheques.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/bef76a771562657797cda9441c0d228b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/bef76a771562657797cda9441c0d228b?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"http:\/\/test.tauxhypotheques.com\"],\"url\":\"http:\/\/test.tauxhypotheques.com\/index.php\/author\/admin\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mise de fond immeuble locatif - Les Architectes hypoth\u00e9caires","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/","og_locale":"fr_FR","og_type":"article","og_title":"Mise de fond immeuble locatif - Les Architectes hypoth\u00e9caires","og_description":"Au Canada, le montant minimum de mise de fonds pour l'achat d'une propri\u00e9t\u00e9 avec une composante locative varie selon en fonction du type de propri\u00e9t\u00e9, du nombre d'unit\u00e9 (duplex, triplex ou quadruple) et si vous comptez ou non habiter l'une de celles-ci.","og_url":"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/","og_site_name":"Les Architectes hypoth\u00e9caires","article_published_time":"2024-03-31T17:23:25+00:00","og_image":[{"width":1920,"height":1080,"url":"http:\/\/test.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/Untitled-design-2024-03-31T132243.612.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"admin","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/","url":"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/","name":"Mise de fond immeuble locatif - Les Architectes hypoth\u00e9caires","isPartOf":{"@id":"http:\/\/test.tauxhypotheques.com\/#website"},"primaryImageOfPage":{"@id":"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/#primaryimage"},"image":{"@id":"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/#primaryimage"},"thumbnailUrl":"http:\/\/test.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/Untitled-design-2024-03-31T132243.612.jpg","datePublished":"2024-03-31T17:23:25+00:00","dateModified":"2024-03-31T17:23:25+00:00","author":{"@id":"http:\/\/test.tauxhypotheques.com\/#\/schema\/person\/3ca0901ae0ad16cf7edc022ebd43e7cf"},"breadcrumb":{"@id":"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/#primaryimage","url":"http:\/\/test.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/Untitled-design-2024-03-31T132243.612.jpg","contentUrl":"http:\/\/test.tauxhypotheques.com\/wp-content\/uploads\/2024\/03\/Untitled-design-2024-03-31T132243.612.jpg","width":1920,"height":1080},{"@type":"BreadcrumbList","@id":"http:\/\/test.tauxhypotheques.com\/index.php\/2024\/03\/31\/mise-de-fond-immeuble-locatif\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"http:\/\/test.tauxhypotheques.com\/"},{"@type":"ListItem","position":2,"name":"Mise de fond immeuble locatif"}]},{"@type":"WebSite","@id":"http:\/\/test.tauxhypotheques.com\/#website","url":"http:\/\/test.tauxhypotheques.com\/","name":"Les Architectes hypoth\u00e9caires","description":"Courtier hypoth\u00e9caire","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"http:\/\/test.tauxhypotheques.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"http:\/\/test.tauxhypotheques.com\/#\/schema\/person\/3ca0901ae0ad16cf7edc022ebd43e7cf","name":"admin","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"http:\/\/test.tauxhypotheques.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/bef76a771562657797cda9441c0d228b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/bef76a771562657797cda9441c0d228b?s=96&d=mm&r=g","caption":"admin"},"sameAs":["http:\/\/test.tauxhypotheques.com"],"url":"http:\/\/test.tauxhypotheques.com\/index.php\/author\/admin\/"}]}},"_links":{"self":[{"href":"http:\/\/test.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/posts\/307381","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/test.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/test.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/test.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/test.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/comments?post=307381"}],"version-history":[{"count":2,"href":"http:\/\/test.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/posts\/307381\/revisions"}],"predecessor-version":[{"id":307384,"href":"http:\/\/test.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/posts\/307381\/revisions\/307384"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/test.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/media\/307383"}],"wp:attachment":[{"href":"http:\/\/test.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/media?parent=307381"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/test.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/categories?post=307381"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/test.tauxhypotheques.com\/index.php\/wp-json\/wp\/v2\/tags?post=307381"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}